ParanzaSoft - Interest Tables

FinKit Interest Tables

FinKit | FinFlow | FinLease | Car Lease | AmLoan

What are Variable Interest Tables?

Variable Interest Tables are files that can be used as reference data for FinKit calculations or to calculate simple or compound interest between dates.

Last update

November 13, 2008

Quick Links
	FinKit X
	Variable interest tables Help
	Interest between Dates calculation
	ECB Statistics
	ECB Monthly Bulletin
	US Minerals Management Services
	Bank of England

Page links
	All tables
	Money market rates
	Government bond yields
	Monetary financial institutions rates
	US Minerals Management Services
	Bank of England base rate
	Discontinued tables
	Sources

Liability limitations

The Variable Interest Table files that can be downloaded here are provided on an "as is" basis. ParanzaSoft isn't liable, neither implicitly nor explicitly, for the correctness of the data and for their fitness for any particular purpose. All risks are charged on the user.

In no case ParanzaSoft can be considered liable for any possible damage, direct or indirect, deriving from proper or improper use of these tables.

Installation

To install the tables, download the package(s) by clicking on the links below and copy the tables that you want to use to your FinKit Tables folder.

Files with a ".dmg" suffix are self-expanding, self-mounting and auto-open disk images.

Files with a ".sit" suffix are compressed with DropStuff 5.5: to decompress them, use StuffIt Expander 5.5 or later.

Downloads - Current tables

All packages

Download link

Prefix

Tables (63)

Range

FKITables.dmg

MMM
GBM
MMS
MFIN
MFIO

Contains the latest tables.

See the description of the individual packages for more info.

multiple

Money market interest rates
Source	ECB Statistics page
Download link	Prefix	Tables (7)	Range
FKITables.dmg	MMM	Euro area overnight deposits Euro area 1-month deposits Euro area 3-month deposits Euro area 6-month deposits Euro area 12-month deposits US 3-month deposits Japan 3-month deposits	January 1994 to October 2008

Government bond yields
Source	ECB Statistics page
Download link	Prefix	Tables (7)	Range
FKITables.dmg	GBM	Euro area 2 years Euro area 3 years Euro area 5 years Euro area 7 years Euro area 10 years US 10 years Japan 10 years	January 1994 to December 2007 Note: these tables are no longer updated by the ECB

Euro area aggregated interest rates of euro-denominated deposits and loans by euro area residents

Source

MFI interest rate statistics

Download link

Prefix

Tables (31)

Range

FKITables.dmg

MFIN

Deposits
To households
Overnight
With agreed maturity	up to 1 year
	over 1 and up to 2 years
	over 2 years
Redeemable at notice	up to 3 months notice
Redeemable at notice	over 3 months notice
To non-financial corporations
Overnight
With agreed maturity	up to 1 year
	over 1 and up to 2 years
	over 2 years
Repos

Loans
To households
Bank overdraft
For consumption	at floating rate or up to 1 year initial rate fixation
	over 1 and up to 5 years initial rate fixation
	over 5 years initial rate fixation
For house purchase	at floating rate or up to 1 year initial rate fixation
	over 1 and up to 5 years initial rate fixation
	over 5 and up to 10 years initial rate fixation
	over 10 years initial rate fixation
For other purposes	at floating rate or up to 1 year initial rate fixation
	over 1 and up to 5 years initial rate fixation
	over 5 years initial rate fixation
To non-financial corporations
Bank overdraft
Other loans up to 1 million EUR	floating rate and up to 1 year initial rate fixation
	over 1 and up to 5 years initial rate fixation
	over 5 years initial rate fixation
Other loans over 1 million EUR	floating rate and up to 1 year initial rate fixation
	over 1 and up to 5 years initial rate fixation
	over 5 years initial rate fixation
Annual percentage rate of charge on loans
To households	for consumption
To households	for house purchase

January 2003 to
September 2008

Euro area aggregated interest rates on outstanding amounts of euro-denominated deposits and loans by euro area residents

Source

MFI interest rate statistics

Download link

Prefix

Tables (14)

Range

FKITables.dmg

MFIO

Deposits
To households
With agreed maturity	up to 2 years
With agreed maturity	over 2 years
To non-financial corporations
With agreed maturity	up to 2 years
With agreed maturity	over to 2 years
Repos

Loans
To households
For house purchase	up to 1 year
	over 1 and up to 5 years
	over 5 years
Consumer credit and other loans	up to 1 year
	over 1 and up to 5 years
	over 5 years
To non-financial corporations
	up to 1 year
	over 1 and up to 5 years
	over 5 years

January 2003 to
September 2008

Minerals Management Service interest tables
Source	Late Payment and Overpayment Interest Tables page
Download link	Prefix	Tables (4)	Range
FKITables.dmg	MMS	Underpayments Indian Leases UnderpaymentsSolid Mineral and Geothermal Leases Underpayments Federal Oil and Gas Leases Overpayments Federal Oil and Gas Leases	January 1997 to December 2008

Bank of England base rate history
Source	Late Payment and Overpayment Interest Tables page
Download link	Prefix	Tables (12)	Range
FKITables.dmg	BOE	The Bank Of Englands Official Bank Rate history	March 1970 to October 2008

Downloads - Older tables

As of January 2004, the following statistics are no longer available on the ECB site.

Money market interest rates (weekly statistics)
Source	ECB Statistics page
Download link	Prefix	Tables (7)	Range
MMWTables.sit	MMW	Euro area overnight deposits Euro area 1-month deposits Euro area 3-month deposits Euro area 6-month deposits Euro area 12-month deposits US 3-month deposits Japan 3-month deposits	January 8, 1999 to December 4, 2003

Government bond yields (weekly statistics)
Source	ECB Statistics page
Download link	Prefix	Tables (7)	Range
GBWTables.sit	GBW	Euro area 2 years Euro area 3 years Euro area 5 years Euro area 7 years Euro area 10 years US 10 years Japan 10 years	January 8, 1999 to December 4, 2003

Euro area retail bank interest rates (replaced by the MFI tables)
Source	ECB Statistics page
Download link	Prefix	Tables (10)	Range
RBMTables.sit	RBM	Overnight deposits Deposits with agreed maturity up to 1 year Deposits with agreed maturity up to 2 years Deposits with agreed maturity over 2 years Deposits redeemable at notice up to 3 months Deposits redeemable at notice over 3 months Lending to enterprises up to 1 year Lending to enterprises over 1 year * Lending to households - consumer Lending to households - house purchase	December 1995 to September 2003 * November 1996 to September 2003

Sources

The MMM, MMW, GBM, GBW and RBM tables were created using data available from the European Central Bank Euro area Statistics page.

For more information about the ECB tables please consult the European Central Bank Monthly Bulletin's Euro area statistics - Financial markets and interest rates in the euro area chapter (tables 4.6 and 4.7).

The MMS tables were created from data provided by the US Minerals Management Service.