System requirements

AmLoan for Mac OS X requires Mac OS 10.3.9 or later.
AmLoan is compatible with Leopard an runs natively on both PPC and Intel Macs.

Shareware

AmLoan is shareware. The registration fee is 19 USD for a single user license.

Version history

Version 1.9

- revised interface to make it consistent with other ParanzaSoft applications
- added Preferences that set the compute options for new documents
- new Check for Updates menu command makes it easier to check for updates and to download newer versions
- new Registration menu command lets registered users check and save their license info
- new Open Recent menu command provides a list of recently opened documents
- enhanced the Currencies window and its related utility windows
- the Maltese Lira and the Cyprus Pound have joined the European Monetary Union and are now listed as EMU currencies
- Euro exchange rates for the Brazilian Real, the New Turkish Lira and the New Romanian Leu can now be updated automatically
- internal optimizations and minor bug fixes

Version 1.8.1

• fixed a bug which prevented the text in a note to be printed properly

Version 1.8

• added a new (mini) Solver window that lets users solve for the loan amount, interest rate, term in months and monthly payment
• improved Leopard compatibility
• internal optimalizations

Version 1.7

• AmLoan is now a Universal Binary application that runs natively on both Intel and PPC Macs
• revised Help

Version 1.6

• added the possibility to add yearly totals to the amortization schedule
• added the percentage of the principal that is paid off per year
• enabled the Select All command for the amortization schedule, totals and details
• reverted to the original trial version limitations

Version 1.5.1

• version 1.5.1 fixes a bug which prevented documents saved with version 1.5 from being opened properly.
  Users of version 1.5 should download and install version 1.5.1.

Version 1.5

• the trial version limitations are removed
• the lower limit for loan amounts is now 10 (was 1,000)
• the upper limit for loan amounts is now 100,000,000 (was 10,000 in the trial version)
• added the possibility to calculate with a fixed payment amount, enabling users to determine the required number of payments to pay off a loan
• a non zero ending balance can be set when calculating with a fixed payment amount
• alerts informing the user when a given setup results in a negative last payment are added
• the Chinese Yuan Renminbi, Croatian Kuna, Indonesian Rupiah, Malaysian Ringgit, Philippine Peso, Russian Ruble and Thailand Baht exchange rates can now be updated automatically using the rates published by the European Central Bank
• the old Turkish Lira (TRL) has been replaced by the New Turkish Lira (TRY). The New Turkish Lira is equivalent to 1 million old Turkish Liras (1 TRY = 1,000,000 TRL)
• the old Romanian Lei has been replaced by the New Romanian Leu. The New Romanian Leu is equivalent to then thousand old Romanian Lei (1 RON = 10,000 ROL)
• revised Help

Version 1.4.1

• fixed the "Not A Number (NAN)" error that occurred when calculating with a 0 % interest rate
• fixed a bug that produced incorrect results when calulating with a combination of small balloon payments and low interest rates
• results are now properly cleared when input fields become empty

Version 1.4

• improved input validation: empty fields and incomplete input are displayed with a yellow background
• results can now be saved as Excel or Word documents
• updated Help
• minor internal changes

Version 1.3

• revised Loan window user interface
• new possibility to calculate with an adjusted rate after a specified number of payments
• new possibility to add a series of interest only payments
• new contextual menu to quickly enter the number of payments for n-year loans
• new command key shortcut to quickly enter today's date in date fields
• new Totals tab that displays annual and grand totals
• new Printing tab that lets users enter a page title, version date and additional loan info
• new Printing defaults
• on-the-fly currency conversions
• support for custom date formats like dd-yyyy-mm and mm-yyyy-dd
• improved input validation
• internal changes to increase speed
• revised Help

Version 1.2

• added semimonthly, biweekly and weekly payment frequencies
• increased the maximum number of payments to 720
• updated the Help with instructions on how to calculate an unknown balloon payment
• added an example to the Help that shows what effect different day count conventions have on the number of days between payments
• fixed a problem with the Preferences and the Register window not activating properly on Panther
• fixed a bug that occurs when the user tries to quit when a sheet window is open
• fixed a bug in the Currencies window: when the user chooses to review changes after issuing a quit command, the quit is now properly canceled
• fixed a bug that caused the splash screen to be displayed more than once when opening documents by double-clicking them in the Finder

Version 1.1.1

• when "no rounding" is selected, the program now generates completely unrounded amortization schedules (as many calculators do) so that users can compare them with the program's other rounding methods. Note: as no rounding is applied, inaccuracies in the schedule are inevitable.
• fixed an issue with restoring values from saved documents.
• improved input validation for dates.
• increased the internal solver range to enable the calculation of payments that are greater than the maximum amount (e.g. single payment loans).

Version 1.1

• implemented printing
• the actual to first option now forces an actual/365 day count for the first period
• updated Help

Version 1.0.1

• balloon payment settings are now properly restored when opening a saved document
• minor cosmetic changes

Version 1.0

• first public release